![]() ![]() If verification is successfully completed with Equifax, but not with Experian and/or TransUnion, as applicable, you will not receive Credit Features from such bureau(s) until the verification process is successfully completed and until then you will only receive Credit Features from Equifax. If your plan also includes Credit Features from Experian and/or TransUnion, the above verification process must also be successfully completed with Experian and/or TransUnion, as applicable. IF EITHER OF THE FOREGOING REQUIREMENTS ARE NOT MET YOU WILL NOT RECEIVE CREDIT FEATURES FROM ANY BUREAU. Any credit monitoring from Experian and TransUnion will take several days to begin after your successful plan enrollment.Ĭlick here for additional important informationģ If your plan includes credit reports, scores, and/or credit monitoring features ("Credit Features"), two requirements must be met to receive said features: (i) your identity must be successfully verified with Equifax and (ii) Equifax must be able to locate your credit file and it must contain sufficient credit history information. IF EITHER OF THE FOREGOING REQUIREMENTS ARE NOT MET YOU WILL NOT RECEIVE CREDIT FEATURES FROM ANY BUREAU. If your plan also includes Credit Features from Experian and/or TransUnion, the above verification process must also be successfully completed with Experian and/or TransUnion, as applicable. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness.ģ If your plan includes credit reports, scores, and/or credit monitoring features ("Credit Features"), two requirements must be met to receive said features: (i) your identity must be successfully verified with Equifax and (ii) Equifax must be able to locate your credit file and it must contain sufficient credit history information. ![]() Any one bureau VantageScore mentioned is based on Equifax data only. The credit scores provided are VantageScore 3.0 credit scores based on data from Equifax, Experian and TransUnion respectively. Lock to help block unauthorized account openings, then unlock when you want to open a new account.Ĭhecking & Savings Account Application AlertsĤ01K & Investment Account Activity Alerts Turn on the TransUnion Credit File Lock and Payday Loan Lock with one click. Any part of the service may be modified or improved at any time and without prior notice. PrivacyGuard is not available to residents of Iowa, Rhode Island and Vermont. PrivacyGuard and Credit Alert are registered service marks of Affinion Publishing, LLC.U.S.-Based Identity Restoration SpecialistsĬredit, Checking & Savings Account Activity Alerts does not receive any compensation from the sale of the identity theft insurance benefit included as part of the PrivacyGuard service. ![]() PrivacyGuard is a service of Trilegiant Corporation in conjunction with Trilegiant Insurance Services, Inc. If no information has been added or changed, then you will receive a monthly notification stating that no information has changed within your credit file. Your scores may not be identical or similar to scores you receive directly from those agencies or from other sources.ĭaily monitoring will notify you of certain new inquiries and derogatory information, accounts, public records, or change of address that have been added to your credit reports as reported by any of the three major credit reporting agencies. Your scores are based on information from the files at the three major credit reporting agencies. Although these scores are not used by lenders to evaluate your credit, they are intended to reflect common credit scoring practices and are designed to help you understand your credit. ![]() Your CreditXpert® Scores™ are provided by CreditXpert Inc. Trilegiant Corporation, Trilegiant Insurance Services, Inc., and Alliance Marketing Association and their credit information subcontractors shall not have any liability for the accuracy of the information contained in the credit reports, credit scores, Credit Alert® reports or other reports which you receive in connection with the PrivacyGuard service, including any liability for damages, direct or indirect, consequential or incidental. ![]()
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